Our comments:

5. No voice dialing

There is do such feature. But.. There is an application called VoiceDial ^[1]. For old jailbreaked IPhones it is possible to install via Installer. For the new IPhone 3G VoiceDial is avaliable through AppStore. By the way it is not free, cost is about $30.

4. No cut and paste

Indeed, not in IPhone or IPhone 3G for now. But, read this ^[2].

3. Can't use as a modem

That is a problem. No such feature. And there will be no such feature in the future.

UODATE: Get internet on a desktop or notebook through IPhone 3G ^[3]

2. No multimedia messaging

There is an application called SwirlyMMS ^[4] - works well. Costs $8, works well on old IPhones.

1. Locked up

Not only this. It is not possible to buy IPhone 3G without a contract. We'll wait for an unlock and sells without a contract.